A year of turbulence

We are heading to the end of 2008. This has been a year of great disturbance. The whole world, especially the economy, has changed. All of us have learned a big lesson from the market.

Most of us are worrying the world's economy in the coming years and I think we still have a long way to full recovery. We need to be prepared amid the downturn. What can you do?

1. upgrade your English;
2. learn how to invest wisely, you need to know what you are going to invest. Never invest into something you do not understand;
3. think logically, do not believe what the government tells you;
4. study, use the CEF $10,000 if you have not applied for it;
5. be confident;
6. exercise more, 15 min per day will do; and
7. spend more time with your family and loved ones.

Wishing you a peaceful new year!